Financial Products Tailored for You
From savings accounts and fixed deposits to home loans and digital banking — we offer a full suite of products designed to meet every financial need of our members.
Deposit Products
Grow your savings with our range of secure, high-yield deposit products
Savings Account
Your everyday banking companion
- Attractive interest rates up to 4% p.a.
- Zero minimum balance option for students & seniors
- Free internet banking & mobile app access
- Instant fund transfers via NEFT/RTGS/IMPS
- Free passbook & e-statement facility
Fixed Deposit
Grow your wealth with guaranteed returns
- High interest rates up to 8.5% p.a.
- Flexible tenure from 7 days to 10 years
- Loan against FD up to 90% of deposit value
- Nomination facility available
- Auto-renewal option on maturity
Recurring Deposit
Build wealth with disciplined savings
- Monthly deposit as low as ₹100
- Competitive interest rates up to 7.5% p.a.
- Flexible tenure from 6 months to 10 years
- Loan facility available against RD
- Premature withdrawal with minor penalty
Current Account
Built for business transactions
- Unlimited transactions with no per-transaction fee
- Overdraft facility for eligible businesses
- Dedicated relationship manager
- Multi-location cheque clearance
- Trade finance and bulk payment support
Loan Products
Fulfil your dreams with our competitive loan offerings and flexible repayment options
Home Loan
Own your dream home
Competitive home loans with low EMI and flexible repayment tenure of up to 20 years. Quick processing and minimal documentation.
Personal Loan
For every personal need
Instant personal loans for medical, education, travel or any purpose. Minimal documentation and fast disbursement within 48 hours.
Business Loan
Fuel your business growth
Working capital loans, term loans and project finance for small and medium enterprises. Collateral-free options for eligible borrowers.
Education Loan
Invest in your future
Education loans for higher studies in India and abroad. Moratorium period during course duration and competitive rates.
Vehicle Loan
Drive your dreams
Two-wheeler and four-wheeler loans at attractive rates. Finance up to 90% of vehicle value with swift approvals.
Gold Loan
Quick funds against your gold
Instant loans against gold ornaments with same-day disbursement. Highest loan value per gram with safe custody of your gold.
Other Banking Services
Additional services to make your banking experience complete and convenient
Safe Deposit Locker
State-of-the-art locker facilities available in multiple sizes to safeguard your valuables and important documents.
Mobile & Internet Banking
Access your accounts 24/7 via our secure mobile app and internet banking portal. Pay bills, transfer funds and more.
NEFT / RTGS / IMPS
Seamless fund transfers across all banks in India through NEFT, RTGS and IMPS. Available through branches and digital channels.
Why Choose Our Products?
As a cooperative bank, we are owned by our members. That means every product we offer is designed with your benefit in mind — not to maximize shareholder profits, but to genuinely improve your financial life.